Anyone else used a Skype number for family to keep in touch?

Skype just ended pay as you go Skype credit quietly last year. You can only call or get calls with a subscription. In that it seems after your credit runs out I'm not sure how text messages will work or will they work.

I mainly kept the number for older family back home to easily call & to have text messages for US services that need to verify things.

If anyone moved their Skype number over to another service please share. Or if you know any "good" sites to but Skype prepaid credits please share.

*** Edit the most important thing for me is Banking services etc can send an SMS text message. Without the credits I won't receive this.