What % of your income do you spend on functional healthcare costs?
Does anyone else feel like they spend an arm and a leg to afford their functional costs? I (F35) am grateful I can do so because it's the only thing that's helped me with my issues, but wow is it expensive!
Context: I make around 110K annually, 78K or so after taxes. I spend about 11K on all health expenses combined (meds/supplements, appointments, premiums, etc). I have a health sharing plan that's very cheap and functions like catastrophic health insurance. I pay for all my preventative care OOP, including my functional health provider visits, which wouldn't be covered by traditional insurance anyway. I also pay for prescribed supplements to help with mold toxicity and various immunodeficiencies. If I had traditional health insurance I'd be paying an additional $4,800 annually on top of the 11K, so the way I'm doing it is the most cost effective for the care I need.
The supplements and functional visits probably won't last longer than another year or two, according to my doctor. However, right now they feel like a lot. Does anyone else find themself in a similar position? I know I'm lucky I can afford this at all, otherwise I'd still be sick and miserable half the time. My condition has already improved a lot so I know it's worth it. I guess I'm looking for some solidarity, and I'm also curious what others spend annually.