Mom Died, Medical Bills Unpaid
My mom passed a week ago. She didn’t have insurance and made too much for Medicaid. As a result, she owes roughly $50,000 in medical bills.
She has a 2013 Ford and a house that are both paid off, as well as $4k in a savings account. She also had a $50,000 life insurance policy with me as the beneficiary.
A month before she passed, her lawyer had us sign a Transfer on Death Deed for her home so it automatically goes to my name when she passed and this is already filed with the county.
She didn’t have a will or trust, we are in Ohio and I’m the only person left in the family.
What do I do about the medical bills?
Do I call the hospital and say she passed? Do I sell her house and then pay the bills in full? Do I wait for someone to ask me about her estate? Is her home considered part of her estate since it’s in my name now?