Wife took out a bunch of payday loans

I lost my job about 5 years ago which put us in a touch financial position. I was out of work for about 3 months and in order to pay our rent/utilities, my wife took out a couple of payday loans from a bunch of sketchy loan websites without my knowledge.

Half of my wife's paycheck is automatically coming out to pay off these Neverending loan payments. We have been paying them off for FIVE YEARS and they haven't really gone down at all...it's like they have us trapped in an infinite loop of payments where by the next time we make a payment, the interest has brought it back up to where it was before we made a payment.

Every year around tax time we make the plan to use our taxes to pay off a huge bulk to hopefully put a dent in it but something always happens that takes precedent over the loans, the past two years our car has broken down right around tax time for example.

We are currently waiting on taxes, and once again, were planning on using it to take care of these loans but the apartments we live at put a notice on the door that they are not renewing our lease so we have to move out by the end of next month, so it's looking like tax money will have to go towards moving into a new apartment.

We owe about $2500 on one loan and about $1500 on the other, both are on autopay and take about half my wife's paycheck every 2 weeks. Where she should be getting a $1400 check every 2 weeks, she is only getting about 500-600 of that. I make $945 every two weeks.

If it weren't for these loans we'd be living pretty comfortable, but because of them we have really been struggling the past few years. I could really use some advice on how to handle the situation. We have a 2 year old, so this non renewal notice is really throwing me into a panic that we won't be able to afford another place when we are stuck paying these loans for the rest of our life...there has to be SOMETHING we can do. If it were up to me, I'd just stop paying them and let them send me to collections...after 5 years of paying them off I'd say they are more than paid back in full (although I'm sure they'd disagree).

More than willing to answer any additional questions anyone might have and thank you to anyone who is willing to throw a little advice my way.