How good is vanguard retirement 2065 fund and Lincoln financial group
Hello everyone! I just started a new job and opened up a Roth 403b through Lincoln financial. I’m putting roughly 10% of my paycheck in and am wanting to make sure it’s worth it. I am currently 22 years old, and am just now starting with retirement account. I have a good amount of money saved up and am in no debt from college, but I do plan on going to dental school in a year or so. I will keep this job for the next two years where I will have access to this account, after I quit I can still draw money or roll it over, but I cannot add any money. I was wondering if it is still worth putting money into or if I should just open up an Roth IRA through another company. Attached is a photo of the expenses associated with the account and the investment percentages. Please let me know what you think as I am still learning! My main concern is if the fund is worth it, and if the company is reliable. Thank you all in advanced!
Hello everyone! I just started a new job and opened up a Roth 403b through Lincoln financial. I’m putting roughly 10% of my paycheck in and am wanting to make sure it’s worth it. I am currently 22 years old, and am just now starting with retirement account. I have a good amount of money saved up and am in no debt from college, but I do plan on going to dental school in a year or so. I will keep this job for the next two years where I will have access to this account, after I quit I can still draw money or roll it over, but I cannot add any money. I was wondering if it is still worth putting money into or if I should just open up an Roth IRA through another company. Attached is a photo of the expenses associated with the account and the investment percentages. Please let me know what you think as I am still learning! My main concern is if the fund is worth it, and if the company is reliable. Thank you all in advanced!