Too late or too slow in the rat race?

I recently saw some of Redditors' stories and impressed by their stats: 7-digit EFs, 6-digit salaries, and more... Working na for 12 years and seemed to me na I may suck in my finances as I haven't invested in any hard assets. I am the breadwinner, I can save around 50% of my income (after entrega), lost some in the stock market... It begs me to ask am I too slow or too late in this?