Struggling with 17k in Credit Card Debt
Hi all. I'm feeling at a loss. Im 26 and was never taught about finances and have gotten myseld into a bit of a mess. I have 7 small credit cards that together add up to 17k in debt. These cards have all been maxed out for over a year. My lowest interest rate is 27%. When I got the cards I had a 760 credit score which has now plummeted to 570. I've never missed a payment but I'm seriously struggling with most of these minimum payments hovering around $130 on top of all my other bills to survive. Is there a way out of this? I googled filing bankruptcy and that just sounds overboard to do that on 17k which is the less than the cost of a new car. Needless to say, this is a hard lesson and I'm learning. Any suggestions I would really appreciate.