Where do you Guys park your cash?????

Hey guys so I was just informed my HYSA ,interest will be going down to 3.2% I know there’s some good deals on equity’s out there. But until I decide what I’ll be doing where’s a good place to put it ? Until I fall in love with my next buy! I’ve been told JAAA is 6%? JBBB at 5.97%? USFR is at 4.48% SGov also at 4.48% Maybe I take a risk and DCA into SCHD , or JEPQ,Jepi take some downward pressure off ? BizD? My FA really likes $ET but it has run up FAST!