I can't sleep thinking of this.

We run a Grocery and Goods Store in a small town, basically my Father and his old brother. Today,my father and Uncle went home, due to seasonal sickness,I and my cousin were at the counter. There was no customer and suddenly a woman came and asked for a Packet of Ghee,we refused saying " the owners aren't here,we can't help anyone in their absence,they haven't allowed us,you can come tomorrow and ask". She insisted and we refused again,she Said "Bachy bhooky hein,subha Chaawal ubal kr khila diye thy,sabzi mei lei aayi hun sham hy liye, lekin pakany ky liye Ghee nahi,bachy bhooky hein, intazar kr rahy hein" she dropped some tears saying this. She was looking pure needy,but we were also incapacitated,it often happens that some thug groups from outer cities come to shop individually and ask for help,we resist but at last we help them,they go out and send others of their kind and after collecting enough resources,they go back and sell the groceries to outer shops. There was a guy,we used to help him with a packet of Ghee,but one day we caught him selling the packet of Ghee to another small shopkeeper at low price,and came out that he was doing it for the very first initial days of help. When I saw the woman,all my brain knew was may be she is some kind of that people but my heart was saying,nah, she's is legit one,help her,but I couldn't because I was damn so confused at that point. She left and after sometime,a customer came,we dealed him and when he was about to leave,she came again and asked for a packet of Ghee to him,he also refused but at that very time I said to myself "fuk you Zikriya, it's just a Packet of 250gram of Ghee she's asking, it worths less than 150Rs,you can simply buy her that packet with you pocket money and in this way, your own money will be used instead of stores stock" I garbed a note of 500 from my pocket and when I saw at the entrance stairs,she had left,oh man,fuk my day. What's the use of money if you can't even spend it where your heart wants? I was trying to sleep for an hour,but all my head was thinking of her, what if she was really need and i just did a sin. All I am is feeling guilty, may I could repeat time and help her. I was trying to sleep, but I couldn't and I decided to share this guilt of mine to some random people. People are poor, they don't even have basic needs,they ask for help to us,to the people like us who do nothing but eating junk food, wasting money on luxuries, carrying mobile phones Worth thousands and driving cars worth millions,to the people who buy data packages of worth thousands every single month, it's obvious people work hard to live luxuries but what wil happen to the one family where the father is dead,the mother has 3 kids,the mother is uneducated,what if the kid gets sick,what if the kids want to study? What if the kids just want to eat an egg in breakfast? What is they don't have a jacket to wear in winter? What if they don't have a blanket to protect themselves from shivering cold? What is their electricity bills are pending? What is the mother one day some to us,ask for help and we refuse? We often do charities,we do more than our power because we believe Allah will repay us with something better,what if we are not doing enough?Tday,I couldn't help her,my heart is still feeling guilty because she was a legit needy,,I don't know why I refused to her and let my intrusive thoughts win. And if we think about the 2nd face of this scenario,what the heck is Government doing? We pay huge taxes and what's the government doing with those taxes? Increasing the budget of defense or Media Production? What's the use of defense when the people of the very own country are dying for food? Can't the government just Establish Committees in every small and big cities and towns and areas where the Zakat from the Residents will be collected and will be offered to the needy ones, instead of doing it at national or provincial level, it'll be much easier if they establish he rules in terms of cities and streets. And government can also in this way help these committees by fixing a small Amount of budget to these committees,which will help the needy ones in getting the very needs of life for example vegetables, lentils and Banaspati,etc. There are actual people who can't even afford them.