New car options?

We all know second hand cars are the wisest financial decision when buying but this mentality is shifting for me now as newer cars (toyotas) have better safety, reliability, mileage and capped service fees. Plus my bank is willing to sus out interest free 50K for 5 years.

I’m not keen on an EV yet as I don’t have a garage at home plus still feels too expensive now with RUC kicking in. So currently eyeing on a Corolla hybrid wagon at 36K.

Any other recommendations from all the cheapies here?