Which subscriptions are worth it to you?

I am *really* not a fan of most subscriptions, but I think it's really psychological in some cases – ie. I feel like I have freedom to make a purchase if it's not being auto-paid every month, but it's not always actually a better deal.

Seems like an approach to subscriptions could be the same as an approach to a money dial: things that line up with what you actual value and want.

So – would love to hear what you subscribe to and why it's worth it to you! Here are mine:

Lifestyle

* iCloud I fought this one! It annoys me to pay for space when there are free options, but it's sooo convenient

\* Zinnia Planner & Journal App If I think of this as both a creative daily/weekly outlet & a way to track my calendar and spending, etc., it suddenly becomes worth it (Do I still have paper journals and planners? yes, and I spend more on them per year :O). Also, happy to support a small company.

\[ *NYT**](https://www.nytimes.com/subscription/all-access?campaignId=8Q7YL&ds_c=71700000099001485&site=google&network=g&campaign_id=17994424264&gad_source=1&gclid=CjwKCAjw1K-zBhBIEiwAWeCOF8z7zkcMFBepiHIMe8658D3nyvZ29IaVFJN-cFlbl8saP-zP5vdcwRoC2QcQAvD_BwE&gclsrc=aw.ds) (<--I just added a link to a $1/week deal) Suuuper cheap deal for full access ($60 for the year?), I held out on this for forever, but I play the games every day and I drool over the recipes. Also love wirecutter.

Finance

* Credit Cards These are worth it to me for certain travel points and benefits, but I do keep an eye on the fees and cancel if they don't provide enough value. Eg. One of them is like $399, but it reimburses me on specific items that I already would be buying, so it ends up being like $99/year.

* Empower This is free and I switched to it when Mint died. Not sure I love it. (OK, I don't really...)

Entertainment

* Hulu (Not currently using it enough, but it's fairly low and I got it on a deal, so I don't think I want to subscribe/unsubscribe)

* Spotify (I sucked up the free version for WAY too long; I listen every day, this is totally worth it)

* Amazon Prime (I am trying to wean myself from this one, and we don't use it as much anymore.)

* VPN (My partner handles this, I think it's Nordic and is under $200/year, but not cheap)

Ones I've tried and cancelled:

* Meal Prep services, eg. HelloFresh These are great, but the price point is a little high, and honestly the mega packaging made it much easier for me to give it up

* Curology This is for online skincare products. I reactivate this on and off, as it's not a bad deal (and I'm not consistent enough to go through products at the rate they think I should), but it does feel a little pricey sometimes.