Car insurance company want to charge me more because I live with a G2 licensed friend?

Hi, I’m trying to get a car insurance. The point is I’m sharing an apt with my friend, and the agent said they have to add my friend on my quote because she’s holding a G2 license and didn’t have any her own car insurance yet, and they gonna charge extra for that because of their policy. But only me drive the car, why should I be charged extra? Will anything happen if I lie I’m living by myself only? Because it sounds so stupid for me.