Noob Looking For Someone to do Cayo With.

I just started the game and I need money. Anyone wanting to do Cayo with a noob? I don't have the Sub but I could help with setup and then the actual heist. Looking for Anything over 40% as I'm new and anything lower than that won't make a difference. I don't have a mic but I do have Discord. Ideally in mountain timezone. Not sure what the actual name is because I just googled that.