When did you say it’s time to retire.

I worked with a guy named Bill and he told me this….he was talking to his girlfriend and said he didn’t feel like going to work, her reply was just call in sick, Bill said NO you don’t understand I don’t feel like going to work. Bill filed his papers and retired the next day. As for me 36 years was enough for me on the railroad tracks and my father told me the only to really beat them is retire when you can so you can collect and live long.