Help

I received my first credit card, the HDFC Millennia LTF, through my salary account. However, I’m considering getting a new card specifically for my UPI spending. Should I proceed with this, or should I continue using the Millennia card for a few more months and then apply for a new card later, possibly with a higher limit?

I received my first credit card, the HDFC Millennia LTF, through my salary account. However, I’m considering getting a new card specifically for my UPI spending. Should I proceed with this, or should I continue using the Millennia card for a few more months and then apply for a new card later, possibly with a higher limit?