Let's Make This Clear So We Stop Wasting Each Other's Time

I was trying to help someone on here on how to learn the travel credit card rewards game...I spent hours of time going back and forth with them. Ultimately they told me why this all is worth it if you go in debt just to get travel rewards.

Honesty it took me back a bit...I was a little confused. When I asked how they currently pay off their credit cards they told me they do not lol. This person only pays the minimum payment on their cards.

If you cannot payoff the statement balance on every card you own every single month...you absolutely have no business even attempting the travel or cash back credit card game.

They got mad at me, and I ended up wasting 3 hours of my life. Lol