Should I use points or cash?

👋 everyone, I’m taking a vacation soon and I was wondering if I should use points or cash, The trip is 109,761 points or $1,645 and I’m using chase ultimate reward points for this purchase.

If anyone has some good insights how to gain more value out of your points such as articles and stuff please feel free to share.. I see some people get extraordinary value from points but everytime I seem to book a trip I always use cash instead because I’m not getting the value like I see some other people are! So I’ve been saving my points and have accumulated 500,000 and I would really like to start using them instead of cash! Thank you (: