AMEX Blue Cash Preferred is an absolutely fantastic card, right?

20m here, pretty new to credit cards. I'm already preapproved for this card, and i can't see the downside?

I keep running the numbers on it and its just a frigging fantastic card. 6% cash back at grocers and streaming services + 3% back on gas and transit? That's amazing, Throwing the Disney+ Bundle and its just bloody profit.

Is their a catch here besides the 95$ fee?