Is Net Pay Advance Legit?

I’m thinking about using Net Pay Advance to handle an unexpected expense but I want to make sure it’s legit.

For anyone who’s used it, how was your experience? Are the fees reasonable and is the repayment process straightforward? I don’t want to end up with hidden charges or complications down the road.

If it’s not a solid option, are there other legit services you’d recommend for financial help?