Should I invest 10% into Vanguard Target 2065 or choose a mix of the following options to choose a 3 fund approach? (23 M)
Choosing my traditional 401k. I'm hesitant to choose a Vanguard Target Fund since I'd like to be more aggressive because I am 23 M. If it were up to me, I'd go 100% on VOO, but I don't have that option. Unfortunately, I cannot choose Vanguard Target 2070. Should I stick with Vanguard Target 2065 or choose a mix of the following options that are available to me?
Edit: 3rd option on the list is Spartan® 500 Index Pool Class E, a collective trust. Is the best strategy to go all in on that, choose 3 funds from the list, or choose a Vanguard Target 2065 (Breakdown: Domestic stock = 53.87%, Foreign stock = 34.94%, Domestic bond = 6.36%, Foreign bond = 3.36%, Cash = 1.41%, Others = 0.06%, Convertibles = 0.01%)?
