Extra super contributions - worth it?

Do you personally make extra repayments? Why or why not?

My cynical brain says I won’t make it to retirement because of the world ending (climate change, AI takeover, Russia, the next pandemic, etc) lol. But I’m starting to feel like I should just do it :/

Extra info if it helps: * late 20s, 45k balance * childfree (so may need extra money set aside for assistance / care at end of life) * my company doesn’t offer any benefits like matching contributions or anything like that