Options for getting to Fisherman’s wharf from SFO

Hey everyone, sorry if I’m the 528th person to ask this question this year…

I fly in on a Thursday next month around 2pm. Not the Thursday before outsidelands. I will have a medium suitcase (bigger than a carry on but not a behemoth) plus a backpack that’s on the smaller side.

This isn’t my first SF trip but it will be my first sfo experience, and first time staying in the wharf area.

Do I bart into town and then Uber/lyft the rest of the way? Can I take bart to Powell then take the cable car up? (I assume a suitcase on a cable car is frowned upon). I know I can Uber from sfo to the wharf straight up but it seems like that’ll be quite expensive?